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1. Are electronic signatures enforceable on a real estate contract?

A) Yes, because they are legal in real estate transactions.
B) Yes, because they are allowed by the federal government.
C) No, because they must be signed and witnessed.
D) No, because they are only allowed on deeds.

2. Which action would be allowed according to the Federal Fair Housing law?

A) A lender receives notice that a loan application submitted on behalf of a client has been denied. The lender knew the borrower was well qualified, but is told that area is off limits for new loans because of its crime rate.
B) A broker informs a potential seller that there is an influx of immigrants snatching up rentals in the neighborhood, so this would be a good time to sell.
C) Broker A meets a new Hispanic buyer client. Broker B just sold a handful of condos to other Hispanic buyers in the Kentwood neighborhood, so broker A suggests the new buyer might be comfortable in that neighborhood.
D) A landlord receives a rental application from a prospective tenant, who came from Russia a few years ago to attend the local university. The lender denies the rental application after asking for the prospective tenant's visa and determines that it expires in 3 months.

3. Which of the following items would be prorated at closing with the credit going to the seller?

A) earnest money
B) unearned rent collected in advance
C) prepaid property taxes
D) accrued interest on an assumed mortgage

4. If a salesperson or broker-salesperson maintains a webpage that is not linked to the webpage of their broker, the licensee's webpage must display the name of the broker as well as the

A) broker's telephone number.
B) address of the broker's main office.
C) broker's email address.
D) address of the branch office from which the licensee operates.

5. Prospective buyers for a house want to operate a recycling center in their backyard. Local zoning laws do not allow this. What do they need to do first?

A) File an appeal with the local court.
B) Obtain a variance or special exception.
C) Obtain a building permit.
D) Obtain a modification to the local master plan.

問題與答案：